Schemes Unlocked
Government benefits your parents are entitled to, clearly explained.
Scheme Eligibility Checker
Answer a few questions to see which schemes your parent might qualify for.
SCSS Calculator
Estimate returns from the SCSS. The interest rate is adjustable.
₹1,000₹30,00,000
The current official rate is 8.2%. Adjust if needed.
Annual Interest
₹1,23,000
Quarterly Payment
₹30,750
Monthly Equivalent
₹10,250
NRI Yield Bridge
Compares SCSS interest with a typical NRO Fixed Deposit rate (~6.5% p.a.).
NRO FD Annual Interest
₹97,500
SCSS Annual Interest
₹1,23,000
Additional Annual Earnings with SCSS
₹25,500
Note: This calculator is for estimation only. Always verify the current rate at an official source like indiapost.gov.in before investing.
Important: Interest is paid out quarterly and is taxable. Use Form 15H to avoid Tax Deducted at Source (TDS) if total interest income is below the taxable limit. The scheme has a 5-year lock-in period.
Key Scheme Explainers