Dr YSR Aarogyasri (AP) & Aarogyasri (Telangana): ₹5L Cover, Explained
Both states run an "Aarogyasri" scheme with a shared name and history, but they've operated as two separate, independently administered programmes since the 2014 state split — which matters if your parent has ever moved between the two.
Which scheme applies to your parent?
Residency is what decides this, not birthplace or where the family originally comes from.
What Each Scheme Covers
Andhra Pradesh: Dr YSR Aarogyasri
White ration card, annual family income generally under ₹5 lakh, land-holding under 35 acres, and no more than one vehicle. Costs beyond the ₹5 lakh limit can, in specific cases, draw on the central Rashtriya Arogya Nidhi (up to ₹15 lakh). No age restriction.
Telangana: Aarogyasri Health Care Trust
Also built around the white ration card and income-based eligibility, with its own ₹5 lakh annual cover, administered entirely separately from Andhra Pradesh's programme despite the shared name and origin.
Both schemes cover cashless secondary and tertiary treatment — cardiac, cancer, neuro, and a wide range of other specialties — at their own state's empanelled hospitals, and both include private-sector, contractual, and sanitation workers, and Antyodaya Anna Yojana households, even without a white card in some categories.
How to Enrol
- Confirm the white ration card and income certificate from the VAO or Revenue Authorities — this pairing is the backbone of eligibility in both states.
- Apply online via each state's own portal (Andhra Pradesh: ysraarogyasri.ap.gov.in, or the Gram/Ward Sachivalayam site) or in person at a Primary Health Centre, enrolment kiosk, or district health camp.
- Bring Aadhaar, the ration card, income certificate, and a recent photograph — biometric verification is typically part of the process either offline or online.
- If your parent has moved states, treat this as a fresh application in the new state rather than assuming the old card transfers — the two schemes don't share enrolment records.
Frequently Asked Questions
Are Andhra Pradesh's and Telangana's Aarogyasri schemes the same thing?
They share a common origin but have run as separate, independently administered schemes since the two states split in 2014 — Andhra Pradesh's is Dr YSR Aarogyasri, Telangana's is its own Aarogyasri Health Care Trust. A card from one state is not automatically valid in the other, so if your parent has moved between the two states, treat this as needing a fresh check rather than an assumption.
What's the white ration card requirement about?
Both schemes are built around the white ration card, historically issued to Below Poverty Line families, alongside an annual family income limit (commonly cited around ₹5 lakh) and asset caps such as a land-holding limit and owning no more than one vehicle. Private-sector, contractual, and sanitation workers, and Antyodaya Anna Yojana households, are also included even without a white card in some cases.
How much does each scheme cover, and how do we enrol?
Both schemes provide cashless cover up to ₹5 lakh per family per year (Andhra Pradesh separately allows costs beyond that to be considered under the central Rashtriya Arogya Nidhi for specific cases), across thousands of empanelled hospitals and procedures. Enrolment can be done online through each state's own portal or Gram/Ward Sachivalayam office, or offline at a Primary Health Centre or district health camp with a white ration card, Aadhaar, an income certificate, and a recent photograph.
What if my parent is 70 or older?
They separately qualify for the central Ayushman Vay Vandana Card — free ₹5 lakh cover, no income or ration-card test — regardless of Aarogyasri status in either state. See our Ayushman Bharat guide for how to apply.
Where to Go Next
4 quick questions to see which scheme likely applies to your parent.
The central scheme every senior qualifies for, regardless of state.
A 5-question decision tool for the specific admission ahead of you.
Understand every line on the bill once your parent is admitted.
Back to the full list of guides for families living in India.